Business and Non-Profit Checking Accounts
Home Savings Bank has business checking accounts tailored to a variety of business needs, including an account specifically designed for non-profit, tax-exempt organizations. We've provided details and a comparison chart below. You can choose the best checking account for your business with these helpful guidelines, or call a business banker at 608.282.6000 and we'll be glad to match you with your best option. We make it our business to help small businesses grow.
Free Business Checking Account - This account is well-matched to the needs of businesses with fewer than 100 transactions per statement period.
Small Business Checking Account - This is the one for businesses with more than 100 and less than 250 transactions per statement period.
Large Business Checking Account - You'll want to choose this if your business has higher checking volumes and larger checking balances.
Non-Profit Organization Checking Account - Organizations that are tax-exempt and not working for profit benefit from the advantages of this account.
Compare our checking accounts
| Free Business Checking | Small Business Checking | Large Business Checking | Non-Profit Checking | |
|---|---|---|---|---|
| Amount Required to Open | $100 | $100 | $100 | $100 |
| Average Collected Balance to avoid monthly service fees | None | $1000 | $1000 | $100 |
| Earnings Credit*/ Interest Rate | Yes, Earnings Credit | |||
| FREE Transactions** | 100 | 250 | Fees | No Fees |
| VISA Business debit card |
Yes
Call for details |
Yes
Call for details |
Yes
Call for details |
Yes
Call for details |
| Business Internet Banking |
Available
Call for details |
Available
Call for details |
Available
Call for details |
Available
Call for details |
| ACH Option Available*** | Yes | Yes | Yes | Yes |
The first three statement cycles of any monthly services fees assessed will be waived for business checking accounts: Account must be opened for at least 12 months, or a fee of $25.00 will be charged upon closing.
* The Earnings credit is calculated on the average collected monthly balance, and established monthly based on the three-month T-bill rate.
** Free transactions are defined as all debits, credits, checks written, and checks deposited.
*** Subject to credit approval.
These other great features are also available with a business checking account.
My Custom Card
Now it's easy to create a distinctive debit card for your business! Read more.
eStatements
Save paper, time, and money with eStatements.
Mobile Deposit
Deposit checks in a snap with your mobile phone! Read more.